The repair person said "certain pipe had simply been dislocated and had been spilling water onto the floor and just needed to be fixed."
- How do you think it got dislocated? Someone either physically moved the washer causing the pipe to become dislocated or someone physically dislocated the pipe (unless you had a major natural disaster lately).
But it does not matter... the landlord is not responsible for your personal belongings "unless such damage is the proximate cause of the negligence or unlawful act of the Landlord, its agents or employees."
= this means unless they actually did or didn't do something they aren't responsible for your belongings. Examples:
a) if the maintenance man purposely disconnected the pipes and you know this happen = then the landlord would be responsible.
b) if they were aware the pipes were leaking and did not correct them, then they would be responsible (if the pipes were leaking and no one told them, they would not be)
It would not be any different if you had renters insurance. Renters insurance comes with a deductible of $500 - $1000 depending on the policy you purchase. Sears has 25 name brand queen size mattress in stock for under $500...
Add' info in response to your comment to Ace:
a) did you or anyone else notify them that the washer was leaking on Friday. If not, how do you know they knew about it (per your comments, I guess you did)
b) maybe they did know. maybe they had someone fix it. maybe that person made an error when fixing it. that is still not the complex' fault unless the complex knows that the repair person purposely didn't fix it correctly and have it re-repaired.
On a side note, I know it sucks that you have to deal with this. Unfortunately, stuff happens periodically and we all have to deal with crap like this sometimes.