Question:
House got robbed is my landlord liable?
vanessa
2015-11-02 04:24:33 UTC
I called my landlord on Thursday for them to come fix an immediate issue my kitchen window was broke and they didn t come the following day and during the weekend my house was robbed if the window was fixed no one would ve came into the house and the electric sockets didn t work either and I called and they didn t come and I needed those sockets to connect my security system
Seventeen answers:
Liz
2015-11-02 05:34:43 UTC
How did the window suddenly get broken? Windows don't just break. If you broke it then it was your responsibility to pay to get it repaired. If it got broken by someone else then you needed to fix it as best you could until it could get repaired.



The electric sockets are a separate issue. How have you been living there if electric sockets don't work? Does that mean that your kettle doesn't work? Or is it only certain sockets? Your question doesn't make anything clear.



Anyway the situation is that everything that is inside the house that is yours has to be covered by your insurance. So if someone breaks into the house you claim on your insurance. The landlord insures the building. You insure your contents. No the landlord is not liable because your contents are nothing to do with him.
loanmasterone
2015-11-02 07:00:49 UTC
How did the window suddenly break? Windows normally do not break on their own. Something happen to cause them to break.



The landlord failure to show to repair the window the next day could have been caused by many things



#1 The handy man was not available.



#2 The landlord knew the type of glass and had to order it.



#3. The landlord was not in a position to repair the window because of other commitments.



Either way it was your responsibility to make sure your house was protected until the repairs were made.



How do you know no one would have broken into the house had the window not been broken. Criminals have been know to break windows and doors that were locked. This is conjecture on your part and not fact.



Did your landlord participate in the robbery?



Your landlord has no liability whatsoever in this break in.



You should make a claim against your renters insurance policy for anything stolen. In order to make a claim against your renters insurance policy you would normally need a police report.



If your insurance claim is honored by your insurance company, you would be paid the depreciated value of the items stolen.



The electrical sockets have not been connected how long? Do you have electricity in other portions of the house?



If there is electrical service in the other parts of the house, the sockets might not have been a priority.



A socket cost about 25 cent at Lowe's or Home Depot and require little skill in changing them. This might have been something you could have done.



There are somethings you might consider doing yourself as you are the one residing in the house. Things that your consider important to you would take a backseat to others.



Of course in our law suit happy society, it is popular to blame and sue others, so this might be an avenue you would take.



I hope this has been of some benefit to you, good luck.



"FIGHT ON"
2015-11-02 04:29:38 UTC
Since you did not take any action to secure the window yourself, it is unlikely that the landlord can be held liable at all. But you should anyway go ahead and file a claim under your renter's insurance policy and they will perhaps try to get reimbursed from the landlord if they think they can.



What? You didn't purchase the very inexpensive renter's insurance? Well, this is probably going to all come out of your pocket I'm afraid. As soon as you recover from that expense, go find an agent and purchase a policy like you should have when first moving in.
R P
2015-11-02 06:43:37 UTC
How did the window become broken? They don't just break on their own,



If you or a guest did something that caused thye window to break, the cost of repair is on you. Your landlord is not liable for any of your losses.



If someone in the next yard or out on the street (but was not a guest of yours) threw something to break to window, you should have filed a police report. Your landlord would be responsible for the window repai,r, but not for any loss of your personal items.



Did you report the electrical outlet in writing? If not, how do you know the landlord received your request?



You should file a claim with your renter's insurance. They will decide if your landlord is liable and if so, they will subrogate to his insurance.
Verulam 1
2015-11-02 04:42:47 UTC
If this happened with a window here (we rent) first off I'd secure it as best I could and then depending on how the window was broken, get in touch with our agent. Clearly if you broke the window, then getting it fixed is your responsibility as would any robbery that took place as the result of the property not being adequately secured. Odd that at a time your window was broken, you just happened to be robbed!



Electric sockets not working would be an at risk situation, so the responsibility of the landlord/agent to put right. Depending on how the problem was caused of course.
acermill
2015-11-02 05:59:14 UTC
No, your landlord is not liable. That is why renter's insurance exists, which would have covered any losses you incurred. The needed repairs you mentioned are not considered emergencies. You are on your own on this one.
Nuff Sed
2015-11-02 21:18:12 UTC
Yes, as a general rule, a tenant can, in fact, ask the landlord to pay for the loss to tenant's property that was caused by their negligence. If they refuse to pay, then tenant can (in theory) sue the LL, assuming there is proof of the loss and that it was the direct result of their failure to use reasonable care to provide the necessary security on their property. State laws and procedures vary. In some states, if the landlord refuses to pay, a tenant can sue for triple damages and for their attorneys' fees, based upon "unfair and deceptive business practices" of the landlord hanging the tenant out as bait for the local thieves.



Try to get it settle in a friendly way, knowing you can file a claim later, if the LL does not immediately see the truth in your plight.
Big Deal Maker
2015-11-02 16:59:52 UTC
Hope you had renters insurance as the landlord had up to 30 days on a known repair. It was up to you to secure it in the mean time.
babyboomer1001
2015-11-02 11:42:26 UTC
First off, it is unreasonable to expect a landlord to jump on your command. They are usually allowed 10 days to 14 days to repair or replace or cure any issue, once given notice. The number of days varies per state but, it is likely not less than 10 days. Calling your landlord is not even giving notice of the issue. Giving proper and legal notice is notice "in writing". If you fail to do that, he is under no obligation to do anything. He is entitled by law to notice in writing so that he can justify the cost of repair and write it off on his taxes. Aside from that issue, if your apartment was broken into and things were stolen, you are responsible for that. You rented the place. He is only responsible for "his" building. You are responsible for "your" contents in the apartment you rent.
2015-11-02 05:26:06 UTC
Your landlord is not responsible. You should have made sure it was secure. I had a tenant who deliberately left windows open to get fresh air while she was at work. Someone broke in & then she felt I was responsible. I wasn't.
sunshine_mel
2015-11-02 04:39:03 UTC
No, the landlord isn't liable, as he didn't break in.



You need to claim this on your contents insurance; if they deem it necessary, they may claim against the landlord, but this would be up to them.
tro
2015-11-02 07:50:22 UTC
no, what happens while you are renting is your responsibility,

you should have done something about the broken window yourself to protect your household, having a security system is not a required benefit, so the lack of electricity is not your defense either

renters should have their own insurance on their own belongings they are not covered under the insurance of the landlord
coraann
2015-11-02 12:58:07 UTC
This is one of the many reasons that tenants need their own insurance.

The landlord has no responsibility here.
Slickterp
2015-11-02 05:33:03 UTC
No, your renters' policy should cover your stuff.
2015-11-03 14:41:02 UTC
He is responsible for all repairs so yes
?
2015-11-02 05:59:52 UTC
yes
abu
2015-11-02 07:00:52 UTC
how it is possible


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