I got evicted! new apartment. Need advice.?

Question

Ok so about 5 years ago I got evicted from an apartment I was leasing with my boyfriend. We were both working at the time but I got laid off and eventually we got evicted. We got a bill later on of $1,500 for the eviction. We are now older and have stable jobs. Me and my husband have been living with my parents.We really need and want our own place. We're looking into renting an apartment but I'm afraid we wont get accepted because of the eviction. What can we do to better our chances of getting an apartment. We just finished paying What we owed from the eviction. Our credit isn't to great either but we are making payments to pay things off. Do we even have a chance. Any advice will be greatly appreciated.http://answers.yahoo.com/question/ask?title=I+got+evicted+and+looking+for+new+apartment.#

Answer 1

u know what f.e.a.r. is?

false expectations appearing real.



start saving up money.

here if u got an eviction that is that Old

u are basically starting over again.



here u will need proven income for last

2 yrs.

incomes need to b Four times the rent monthly

ie rent 500 - income 2000

here u need 1st month, security deposit (1 month)

application fee b4 u get keys.

the bad credit means a 2nd month up front on 6 mth lease.



ask the local landlords for real info.

ask lots of them .

Answer 2

Not all landlords do credit checks on prospective new tenants, so just because you were evicted doesn't mean you won't be able to find any apartment. Large apartment units managed by property managers tend to do credit checks more regularly...smaller landlords (mom and pop landlords) may not do these. I am a landlord and I never do credit checks, but I also don't rent out apartments, I rent out rooms in a house. I base my decision on who to rent to more on the feeling I get about them, whether I like the person or not, whether I feel they are sincere and honest, than anything else.



I suggest you look for a small landlord rather than apply at the large property management companies, and be honest with him/her.



Make sure you have enough money to afford the apartment you do get, because you sure don't want to have the same thing happen again. If in the future you ever find that you can't pay rent, don't stay in the apartment without paying rent, because this amounts to stealing housing accomodations from the property owner. If you ever find you can't pay rent, move out right away, stay with a friend or relative til you get on your feet again. It's the decent thing to do.

Answer 3

Dear Evicted;



There is hope.... Here is my advice. Tell your sstory when asked. Take proof you have paid your debt from the eviction with you. Unfortunately, some landlords will not care if it is paid or not they will not rent to you. But, fortunately for you some landlords will make that exception and take a chance on you. All hope is not lost. Most landlords only want your last 3 -5 years of residency ? If it comes up, be up front as you were on this site. You were young , made bad decision and have definitely learned from it and are moving on as responsible young adults. Someone will give you a chance, they may ask for a deposit or cosignor but to build your rental history back up that is a small price to pay.



*Warning - it will be a definite red flag for a landlord if you tell them your parents will not cosign. That tells them your parents wont take the risk why should they. And they know you the best....

I would have a talk with your parents just in case. fyi,



Good luck and congratulations on your future new apt.....

Answer 4

Get a letter from the collection agency stating the eviction was dismissed and PAID IN FULL. Make copies and send it to the credit agencies.



When you fill out an application for a new apartment bring the letter with you and explain to the leasing manager what went down. You may have to show proof of financial stability like a certain amount of money in the bank which it does not sound like you have.



Stop smoking, stop partying, stop drinking, stop shopping and become an adult, then find a place.

Answer 5

after 5 years you should have a bundle saved up,, many landlords will not turn down 6 months of rent to 1 years rent upfront.

you're making payments on things? this shows as debt, so pay it off.

where is your money going for the past 5 years? if you can't save now, how are you going to afford rent?

Answer 6

Sorry, but that prior eviction will stay in local court records for life and on your credit report for at least 7 years.



Bad credit + prior eviction = no apartment.